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Repossession and Mortgage Arrears

Is not the prime reason why 83 per cent. of people—to use the hon. Gentleman's figure—do not take out mortgage protection insurance is that they read about the widely reported cases of the difficulty experienced among the 17 per cent. of people who do take out such insurance, when trying to claim on the insurance that they think they have, because of the hard-line and narrow interpretation that insurance companies sometimes place as barriers to legitimate claims made when people have problems with their mortgages?