---

Repossession and Mortgage Arrears

The important thing about the scheme is to recognise that families receive help at various stages, and are prevented from ending up at the final point. To judge the scheme only on the numbers that come out at the other end is to undersell its importance. As I said, 200 households have benefited from action under the mortgage rescue scheme, which stops the immediate threat of repossession and freezes charges. A further 295 households are at the assessment stage.