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Finance Bill

My Lords, perhaps the Minister will allow me to intervene again. I am not making a debating point here; this is a serious point. People thought, and were encouraged to think by the Government—it was the Government’s policy—that they might be able to pay the whole of their final salary into the scheme in order to provide a pension. Of course, that is even more important now because of what has happened in the markets. People who contribute more than £30,000—which, I accept, is an improvement—will find themselves having to pay 20 per cent tax on that contribution. How can that be fair, and how can people depend on what the Government say if they change their mind so quickly and undermine people’s planning?