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Social Security (Contributions Credits for Parents and Carers) Regulations 2009

I thank the Minister for giving way. I also thank the noble Baroness, Lady Pitkeathley, for giving way earlier. I apologise for not having thanked her at the appropriate time. I am still learning some of the procedures of the House. The Minister’s argument is an extremely powerful one. My concern about fraud is that the reward for this is so long term that it gives a new meaning to the expression "long-form fraud", but the numbers mean that it would be well down the list of things that people indulge in. I would also be grateful for the schedule, which was not in my copy but must be available somewhere. I would be grateful for that and the costs. Given what the Minister has said, I am entirely content and strongly support the statutory instrument, as I said before.