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Pensioner Poverty

The hon. Lady is absolutely right, not least about people retiring to seaside towns. However, I urge her also to make a point about council tax benefit, to which the same considerations apply in spades. It has the lowest take-up of any of the means-tested benefits. My constituency—I am sure that hers is the same—is full of widows who live on their own and own their homes but are cash-poor, but who do not imagine for a moment that they are entitled to any help with their council tax.