---

Occupational Pension Schemes (Levy Ceiling) Order 2010

I am delighted to hear that. A number of quite technical questions were raised and I shall to try to deal with as many of them as I can. On some, I shall definitely have to follow up. The noble Lord, Lord Freud, talked about the mismanagement of the economy, which we do not accept for a moment. I stress to the noble Lord that the measures that this Government have implemented, which have taken us through the consequences of what has been a worldwide recession, were opposed by his party. If we had not taken the steps that we did to stabilise the banking system and put in the fiscal stimulus, matters would have been a great deal worse. Therefore, I do not accept the noble Lord’s proposition to start with.