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Third Parties (Rights against Insurers) Bill [Lords]

I beg to move, That the Bill be now read the Third time. It is a great pleasure to guide this Bill through its final stages, because it is a very good example of the valuable, expert work that the Law Commission has done to simplify difficult and technical areas of the law and to make them more accessible and more obviously relevant to ordinary people in ordinary situations. I thank the commission for all its hard work on this project. Although our procedures remain unchanged, this Bill was the second candidate to trial a new procedure in the other place for appropriate Law Commission Bills, which I hope will help further to support the commission's work in making the law more modern and effective. The procedures in the Bill will allow the liability of the insured and the insurer to be resolved in just one set of proceedings. If the insured and the insurer are liable, the insurer will pay compensation directly to the third party who will, under the Bill, have been put in the shoes of the insured. The Bill is intended to clarify and simplify the law. It will therefore result in the quicker and cheaper resolution of claims. On that basis, I commend to the House this Bill, which is likely to be the final Bill that I shall take through the House.