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General matters

That is an important question. The issue is not only how much the tyres would cost, but how much people could save on their summer tyres. Furthermore, insurance companies say that the probability of an accident in adverse weather conditions goes up by 257%. There is the issue of avoiding accidents and the kind of snarl-ups on our motorways and roads caused by drivers—usually in continental rear-wheel-drive cars, the Mercs and BMWs, which were designed to have winter tyres—not being able to deal with not terribly steep inclines. The straightforward equation is that winter tyres probably do not cost as much as people think, and could save us a lot of money. The costs would depend on which tyre was chosen and whether one got a whole set of new tyres. The industry says that in winter or when temperatures are below 7° C—that is, most of the winter—only 2% of people in this country drive cars with appropriate, winter tyres. In other words, 98% of people drive on unsafe tyres, so there is an argument for providing incentives for them to get the winter ones. At the moment, insurance companies are raising rather spurious points about whether winter tyres are modifications to the original tyres. I challenge the industry: just as there are rebates on house contents insurance if there are the right locks in a house, insurance companies should give rebates to those using winter tyres. Furthermore, emergency services vehicles, whether ambulances or police cars, should as a matter of course have winter tyres because that would make them safer and save the country money; the practice should not be restricted only to some companies.