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Pensions Bill [HL]

The Minister has already, and I am glad that he has, sold the pass on that by allowing voluntary enrolment for young people under 22 or for people, mostly women, earning between £5,200 and £7,500. The employer is already going to have to identify and respond to particular individuals rather than to cohorts of a labour force that may be moving tidily through the system. While we welcome the concession of voluntary enrolment, the noble Lord cannot now pray for administrative simplicity in cohorts when he has already sold the pass on voluntary enrolment.