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Farepak

I thank the right hon. Gentleman for that intervention. Obviously, that is where the CPA and self-regulation come in. Many of the Farepak victims that I have spoken to saved with friends because they trusted them. We must address the whole issue in the industry. Despite all that has happened to her and her friends, the priority of my constituent, Mrs Deborah Harvey, is to ensure that the situation never happens again. On behalf of her and many others, I say to the Minister that Farepak victims want justice, adequate compensation, enhanced regulation for all firms engaged in prepayment schemes, and key figures in Farepak to be held accountable for what they did. That is how we shall ensure that decent people doing the right thing never again lose out in that way.