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Written question asked by Harpreet Uppal (Labour) on Monday, 12 January 2026, in the House of Commons. It was due for an answer on Wednesday, 14 January 2026. It was answered by Lilian Greenwood (Labour) on Tuesday, 20 January 2026 on behalf of the Department for Transport.

Motor Insurance: Low Incomes

Question

To ask the Secretary of State for Transport, with reference to the Motor Insurance Taskforce’s final report, published on 10 December 2025, what steps she is taking to assess and help tackle barriers facing low‑income and financially excluded consumers in the motor insurance market; and whether she plans to introduce targeted interventions for those groups.

Answer

The taskforce considered proposals related to subsidising motor insurance for households on low incomes but the consequences of direct market intervention are often hard to predict and could result in increased costs for others. The government has no plans to take these proposals forward at this time.

Instead, the taskforce has focused on driving down the cost of claims – rooting out inefficiencies, increasing safety, and reducing opportunities for fraud and theft – to stabilise and ultimately reduce the premiums that all motorists pay, including those on lower incomes.

Secondary information

Type
Written question
Reference
104967
Session
2024-26
Subjects
Low incomes Motor insurance
Link
View this Written question on www.parliament.uk