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Written question asked by Gregory Campbell (Democratic Unionist Party) on Tuesday, 16 September 2025, in the House of Commons. It was due for an answer on Tuesday, 14 October 2025 (named day). It was answered by Lucy Rigby (Labour) on Tuesday, 14 October 2025 on behalf of the Treasury.


Contactless Payments

Question

To ask the Chancellor of the Exchequer, if she will have urgent discussions with the Financial Conduct Authority on proposals to allow unlimited contactless card payments.

Answer

Decisions on contactless limits are a matter for the FCA, which is independent of the Government. On September 10, the FCA launched a consultation on its proposals to introduce a new risk-based approach to contactless payments, allowing payment service providers greater flexibility to determine their approach to contactless payments where they identify there is a low risk of fraud.

The FCA’s consultation remains open until 15 October. Further details on the FCA’s proposals can be found on their website: https://www.fca.org.uk/publication/consultation/cp25-24.pdf


Secondary information

Type
Written question
Reference
77468
Session
2024-26
Related items
Contactless Payments
Monday, 3 November 2025
Written questions
House of Commons
Subjects
Contactless payments
Link
View this Written question on www.parliament.uk