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Written question asked by Baroness Hayter of Kentish Town (Labour) on Tuesday, 20 January 2026, in the House of Lords. It was due for an answer on Tuesday, 3 February 2026. It was answered by Lord Hendy of Richmond Hill (Labour) on Wednesday, 25 February 2026 on behalf of the Department for Transport.


Road Traffic Offences: Motor Insurance

Question

To ask His Majesty's Government what assessment they have made of (1) the appropriate level for the fixed penalty for uninsured driving in relation to average motor insurance premiums, and (2) the need to create a genuine deterrent against uninsured driving.

Answer

The Government is consulting on motoring offences, as part of the recently published road safety strategy. This includes exploring the minimum penalties for the offence of uninsured driving and whether they should be increased.

This is to ensure that the minimum penalties act as a suitable deterrent and reflect the seriousness of the offence of driving uninsured.


Secondary information

Type
Written question
Reference
HL13741
Session
2024-26
Related items
Deposited Paper DEP2026-0008
Wednesday, 7 January 2026
Deposited papers
House of Commons
Subjects
Fixed penalties Road traffic offences Motor insurance
Link
View this Written question on www.parliament.uk