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The hon. Lady is making a principled argument that the House must listen to and respect, but she has spoken about choice and dignity, and the one thing I have never understood about this Bill is the importance of the specific time period—that it would apply to adults who have...
The hon. Lady is making a principled argument that the House must listen to and respect, but she has spoken about choice and dignity, and the one thing I have never understood about this Bill is the importance of the specific time period—that it would apply to adults who have...
I am grateful to the hon. Lady for giving way a second time. This is the democratically accountable House; I think we would all agree on that point. On that basis, is she prepared to accept in Committee and on Report, if this Bill secures its Second Reading this afternoon,...
I am grateful to the hon. Lady for giving way a second time. This is the democratically accountable House; I think we would all agree on that point. On that basis, is she prepared to accept in Committee and on Report, if this Bill secures its Second Reading this afternoon,...
Will the Minister give way?
Will the Minister give way?
Against a backdrop of realism—things just go wrong, no matter how much money is invested in them, or how up to date they are—does it not seem slightly ludicrous that NATS has put all its eggs in one basket? There is no shadow, back-up or secondary scheme that can be...
Against a backdrop of realism—things just go wrong, no matter how much money is invested in them, or how up to date they are—does it not seem slightly ludicrous that NATS has put all its eggs in one basket? There is no shadow, back-up or secondary scheme that can be...
Agreed to on question.
Agreed to on question.
Let me say at the outset what a pleasure it is to see my good friend, the hon. Member for Vauxhall and Camberwell Green (Florence Eshalomi), in her place replying to this debate. The whole House was delighted to see her promotion in the recent reshuffle. It was long overdue,...
Let me say at the outset what a pleasure it is to see my good friend, the hon. Member for Vauxhall and Camberwell Green (Florence Eshalomi), in her place replying to this debate. The whole House was delighted to see her promotion in the recent reshuffle. It was long overdue,...
I agree fundamentally with the hon. Gentleman. I will come on to that matter in a moment, because there are two very specific areas that I think require attention.
Cognatum does not get off scot-free because of one doggedly determined constituent, Peter Wintle, who lives in Home Farm of Iwerne Minster....
I agree fundamentally with the hon. Gentleman. I will come on to that matter in a moment, because there are two very specific areas that I think require attention.
Cognatum does not get off scot-free because of one doggedly determined constituent, Peter Wintle, who lives in Home Farm of Iwerne Minster....
I agree. That goes back to the point I made a moment ago that too many of these companies see their residents as a soft or easy touch. They think that their residents will just suck it up and simply write the cheque.
I agree. That goes back to the point I made a moment ago that too many of these companies see their residents as a soft or easy touch. They think that their residents will just suck it up and simply write the cheque.
I agree with my hon. Friend and with his constituent, Alex Roll, who has been in contact with me via Facebook. I take the point that my hon. Friend makes on her behalf, and that she makes on behalf of countless others, which is that these companies are inclined to...
I agree with my hon. Friend and with his constituent, Alex Roll, who has been in contact with me via Facebook. I take the point that my hon. Friend makes on her behalf, and that she makes on behalf of countless others, which is that these companies are inclined to...
The hon. Lady expresses it very well, and I agree with her assessment entirely. It is the age and vulnerability of many—the “anything for the quiet life” factor—that is being exploited to the max.
I want to mention specifically the hon. Member for Surrey Heath—although in this campaign he is very...
The hon. Lady expresses it very well, and I agree with her assessment entirely. It is the age and vulnerability of many—the “anything for the quiet life” factor—that is being exploited to the max.
I want to mention specifically the hon. Member for Surrey Heath—although in this campaign he is very...
I think it manifests itself in all quarters of the United Kingdom, but not all companies are culpable. My other campaign is on the regulation of the funeral sector; it is the rotten apples in the barrel that give the whole sector a bad name. It is on them that...
I think it manifests itself in all quarters of the United Kingdom, but not all companies are culpable. My other campaign is on the regulation of the funeral sector; it is the rotten apples in the barrel that give the whole sector a bad name. It is on them that...
I will not, if the hon. Gentleman will forgive me, because we want to hear from the Minister.
I am told that Cognatum and its subsidiaries claim small companies exemptions, meaning that there are no independent audits and the directors control the financial disclosures. Inconsistent and exceptional accounting items suggest financial...
I will not, if the hon. Gentleman will forgive me, because we want to hear from the Minister.
I am told that Cognatum and its subsidiaries claim small companies exemptions, meaning that there are no independent audits and the directors control the financial disclosures. Inconsistent and exceptional accounting items suggest financial...
That is a good suggestion. Anything has to be better than the status quo, which is neither defensible nor indeed desirable.
That is a good suggestion. Anything has to be better than the status quo, which is neither defensible nor indeed desirable.
The hon. Gentleman has been frightfully patient. I will give way to him.
The hon. Gentleman has been frightfully patient. I will give way to him.
I agree. There is a common theme coming through, which is the age, the vulnerability, the “anything for the quiet life,” the “We’re not empowered to ask questions,” and maybe not being digitally alert. Some bigwig from a company comes along and attends a meeting. In the case of Cognatum,...
I agree. There is a common theme coming through, which is the age, the vulnerability, the “anything for the quiet life,” the “We’re not empowered to ask questions,” and maybe not being digitally alert. Some bigwig from a company comes along and attends a meeting. In the case of Cognatum,...
I, too, welcome the First Secretary of State to her place—it is great to see her back on the Treasury Bench. I also welcome the creation of the Office of the Prime Minister and Cabinet. The right hon. Lady is absolutely right that in a centralised system it was the...
I, too, welcome the First Secretary of State to her place—it is great to see her back on the Treasury Bench. I also welcome the creation of the Office of the Prime Minister and Cabinet. The right hon. Lady is absolutely right that in a centralised system it was the...
May I welcome the Prime Minister to his place and sincerely wish him well for the future? He will know the vital importance of livestock farming to this country. It is pivotal to the North Dorset economy. He will also know that there have been 783 confirmed cases of bluetongue...
May I welcome the Prime Minister to his place and sincerely wish him well for the future? He will know the vital importance of livestock farming to this country. It is pivotal to the North Dorset economy. He will also know that there have been 783 confirmed cases of bluetongue...
That this House believes high street bank closures have a detrimental impact on small enterprises, local business resilience, charities, vulnerable customers and the digitally excluded and adds to the vulnerability of UK financial services, especially to cyber threat from rogue actors; remembers the Government injected £137 billion in loans and capital when banks needed bailing out during the financial crisis, and that this cost the public £23 billion overall; further believes that digital banking cannot be a full substitute for the comprehensive services provided through face-to-face services in bank branches, and that many complex and essential transactions are either very difficult or cannot be simply completed online; is concerned that these closures risk breaching the Financial Conduct Authority’s guidance on fair treatment of vulnerable customers and may breach Equality Act 2010 standards; notes LINK’s regulatory responsibilities in assessing access to cash, but believes these assessments are far too narrowly focussed and do not consider the full range of services required by customers and small businesses; is further concerned that high street banks often do not conduct sufficient social or equality impact assessments, nor engaged in any substantive consultation prior to closures; and calls the Government to review current regulations in this regard and to introduce a duty on banks to consult local communities before any further branch closure announcements.
That this House believes high street bank closures have a detrimental impact on small enterprises, local business resilience, charities, vulnerable customers and the digitally excluded and adds to the vulnerability of UK financial services, especially to cyber threat from rogue actors; remembers the Government injected £137 billion in loans and...
As my hon. Friend considers the evolution of the Opposition’s justice policy, might he give consideration to taking the expansion of prisons, or the development of new prisons, out of the ordinary planning arena, as it once was? Prisons should be viewed as elements of critical infrastructure, and our sentencing...
As my hon. Friend considers the evolution of the Opposition’s justice policy, might he give consideration to taking the expansion of prisons, or the development of new prisons, out of the ordinary planning arena, as it once was? Prisons should be viewed as elements of critical infrastructure, and our sentencing...
I thank the Minister for his statement and, through him, his officials, and particularly the surge team, who are trying to clear up this mess of Capita’s creation.
I am sure the Minister will share my bemusement at Capita’s stance. It seems to have no emotional intelligence whatsoever in relation to...
I thank the Minister for his statement and, through him, his officials, and particularly the surge team, who are trying to clear up this mess of Capita’s creation.
I am sure the Minister will share my bemusement at Capita’s stance. It seems to have no emotional intelligence whatsoever in relation to...