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Oral question asked in the House of Lords, by Baroness Kingsmill (Labour). It was answered on Wednesday, 24 October 2007.


Debt: Consumer Credit

Question
My Lords, is the Minister aware that 80 per cent of the debt in the UK is in the form of a mortgage, which is asset-backed, and that we have one of the most efficient financial services industries in the world? I declare an interest as a senior adviser to the Royal Bank of Scotland. Is he also aware that it is not in the interests of any financial institution to lend money to those who are unable to repay?
Answer

My Lords, I am grateful to my noble friend for those remarks, which are helpful in providing a context to the debate. The vast majority of consumers are able to manage their debts well and the Government do not propose to interfere in those circumstances.


Secondary information

Type
Oral question
Reference
695 c1202 
Session
2006-07
Oral question type
Supplementary
Chamber / Committee
House of Lords chamber
Notes
Question originally not printed in Daily Part due to a technical problem. Full question and answer printed as a correction on 25 October 2007 at 695 c1202.
Subjects
Consumers Debts Credit Financial services
Link
View this Oral question on www.publications.parliament.uk