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Third Sector Review

My hon. Friend has been generous in mentioning my campaign on Farepak, which continues to this day. The credit union in my constituency has also played an important role, but the £5,000 that we needed to underwrite the loans to Farepak customers was itself underwritten by three companies in my constituency, which provides a different model from the Bridgend model. We often underestimate the impact that local companies have on the voluntary sector and on volunteering, underpinning local charities and not-for-profit companies.