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Dormant Bank and Building Society Accounts Bill [HL]

Can I just clarify that? The Minister said that he cannot use the word ““owner”” because it has a specific legal meaning, but this is simply a shorthand word being used in the Bill—it does not carry any other implication. The Bill could have said ““a person (the monkey)”” holds the account, and we could have carried on using the word ““monkey”” throughout the Bill. It would have been offensive and we would not have done that, but there is no magic in the word ““customer”” and my noble friend’s point is that ““customer”” does not reflect the relationship. It is not a good shorthand word to use throughout the Bill.