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HMRC Data Loss

The Chancellor says that there is no evidence of attempts to commit fraud by means of the data. That may not be altogether surprising, given the immense publicity and increased awareness over the last couple of months, but do the data not give rise to the possibility of fraud for many years to come? Has the Chancellor had any discussions with the banks about how long they will continue to monitor the affected accounts? Will he also tell us whether the data were sent out with a password or whether the password was sent separately?