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Pensions Bill

Despite the best intentions of legislation, it is sometimes difficult universally to enforce rights such as those introduced by this Government on the minimum wage and employment rights, and my hon. Friend has alluded to that problem with regard to small employers and small businesses. However, there will be a legal duty on employers, who would disobey the law and who would be liable to prosecution if they were to use an underhand method, such as recruiting somebody on the basis of a nod and a wink that they would not be in a pension scheme. If that were to happen, that employer would breach the law. It will be difficult to opt out unless there is a good reason to do so.