---

Pensions Bill

The Secretary of State made an interesting point about trivial commutation, whereby people could collect up to £16,000 as a lump sum, rather than losing it in a means-testing arrangement. That is worth knowing, but I am concerned that a lot of that money could be eaten up when housing benefit or council tax benefit is taken into account. Would my right hon. Friend be prepared to consider tabling an amendment in Committee, so that that lump sum could not be taken into account when assessing housing benefit and council tax benefit?