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Pensions Bill

The real failure of the system would not be the scenario that the hon. Lady paints, but one where many women, who are often part-time workers with broken employment records, contribute to the scheme when they can least afford it because they are auto-enrolled and end up at the end of their lives no better off as a result. That would be the true disaster, not the fact that yet another Government initiative, like the stakeholder pension before it, has failed, because we are well used to that with this Government.