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Pensions Bill

I am sorry, but I do not have time. I can tell the Minister that my colleagues and I are already working with independent bodies and the House of Commons Library to try to find the answers to those important questions. We will do that in parallel with the passage of the Bill. The process will no doubt be more laborious and will take longer than if the Department was doing it itself. If it will not, we will. Perhaps there is another more selfish motive for our attitude. We do not wish to inherit the problems in government. We wish to be the ones who implement a system of personal accounts that is designed to succeed and not set up to fail. To misquote Marks and Spencer, that is because there is no plan B.