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Pensions Bill

Perhaps very reasonable, as the Minister's noble friend suggests. I will consider carefully what the Minister has said when I have read it in Hansard, but it seems to me that there is still ambiguity about whether and to what extent tax relief will be delivered for those who contribute and that that is therefore not an entirely satisfactory response. That is my initial response. It is important to be able to button this down because, as I said earlier and as I think that the Minister accepts, for some people who will be contributing to personal accounts by auto-enrolment, the tax relief element of the four plus three plus one is critical to whether it pays to save. That is how the whole scheme was sold and that is why it is important to have clarity about it. I will consider what the Minister has said today and, if necessary, will return to this again on Report. I beg leave to withdraw the amendment. Amendment, by leave, withdrawn. Clause 4 [Postponement of automatic enrolment]: