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Pensions Bill

I wanted to listen to the Minister carefully. I have been critical on one or two occasions tonight of the Ministers and the quality of their briefing. However, the noble Lord has just given a thorough and comprehensive reply, which set out the position fairly. He said that the intention is for the scheme to be wholly self-financing in the long term, which is quite clear and as far as one can go. He made the point that the scheme cannot pick and choose its clients; it is almost like being an NHS doctor in terms of having to take whomever you get, unlike commercial providers in the private sector, which can take whomever they want. That is their privilege. The Minister set matters out fairly. I would be happy to accept those assurances and I hope that the noble Baroness will withdraw her amendment.