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Amendment of the law

That says it all, really. There were overpayments in the tax credits system. Some of that is to do with the design of the system, in that it is a flexible system that responds to people's circumstances. As a result, as my right hon. Friend the Chancellor said yesterday, hundreds of thousands of people have seen their hours reduced and their income go up by up to £35 a week. That would not have happened if we had followed the advice of the Conservatives, or if the system had not been designed as it is. We know what their hidden agenda is—it is to cut tax credits, and that is what they would do if they were in government.