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Care and Support (Reform)

The challenge here—my hon. Friend puts it very well—is not just about what I put in and what I get out. We all have to look at our own extended families and recognise that across them there will be a range of care needs and that we have a mutual obligation to each other within our families and to others who, as she says, can face the calamitous cost of care if they develop the most serious needs. I note her support for the comprehensive option. If she would like to go out and bang the drum for the comprehensive option, she is absolutely entitled to do so and there is a very respectable argument in favour of it. People will need illustrations of how it could be made manageable. We have set out in the Green Paper various options on how people might pay either for the comprehensive or the voluntary option—by deferring the state pension, paying through retirement or paying after death. Those are the issues to be debated. If my hon. Friend is offering to join the debate, I wholeheartedly welcome it.