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Finance Bill

That is one of the figures put about by the Conservatives during the election as a way of frightening people about the level of debt. Labour Front Benchers have comprehensively set out that the best way to reduce the debt is by growth, and not by frightening people. Most people who have a mortgage understand that they have tens of thousands of pounds of debt—but the point is that when someone is paying off their mortgage they do not stop feeding their children, and they do not stop running their car. In effect, the Government are paying off the mortgage much more quickly than they need, and the consequences of the political choices that they are making will have huge impacts on every constituency. For Members on the Government Benches, £500—the amount of the Sure Start maternity grant—may be what they spend on a good meal at the Fat Duck in Bray. We debated that before in the House in relation to one newspaper columnist, Stephen Pollard, when the matter was raised by a Conservative Member—I believe it was the hon. Member for Kettering (Mr Hollobone). For children on the Eastmoor estate in Wakefield, however, that £500 is a life-changing sum, and will change some of the life choices that they make.