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Debate on bill on Tuesday, 6 March 2012, in the House of Commons, led by Chloe Smith. The answering member was Chris Leslie.

Consumer Insurance (Disclosure and Representations) Bill [HL]

Consumer Insurance (Disclosure and Representations) Bill (HL). Report stage debate. Third reading debate. Agreed on question and Bill passed.

Secondary information

Type
Parliamentary proceeding
Reference
541 c768-89 
Session
2010-12
Legislative stage
Third reading
Report stage
Procedure
New clauses
Chamber / Committee
House of Commons chamber
Related items
Proceeding contributions
Chloe Smith | 541 c782-4 (Link to this contribution) I shall answer a few questions. On this amendment, I am indeed with my hon. Friend the Member for Ch...
Chris Leslie | 541 c784-5 (Link to this contribution) I hear what the Minister says, but I do not agree that she needed to dig through the barrel of reaso...
Show all contributions (50)
Chloe Smith | 541 c785-6 (Link to this contribution) I beg to move, That the Bill be now read the Third time. I shall do my best to be brief but compreh...
Christopher Chope | 541 c786 (Link to this contribution) Has my hon. Friend or her Department produced any estimate of the likely reduction of the burden on ...
Christopher Chope | 541 c785 (Link to this contribution) On a point of order, Mr Deputy Speaker. It has now gone eight o'clock. In an act of indulgence, a nu...
Speaker | 541 c785 (Link to this contribution) That is not a matter on which the Chair can intervene. It is a matter for the Government's business ...
Jim Shannon | 541 c787 (Link to this contribution) In this Bill, has consideration been given to the differentials in prices across the United Kingdom?...
Speaker | 541 c787 (Link to this contribution) Order. We are now on Third Reading, and questions must be relevant to that stage.
Chloe Smith | 541 c786 (Link to this contribution) Some estimates have been made, and I believe that my hon. Friend will find some of them in the impac...
Chris Leslie | 541 c786-7 (Link to this contribution) I join the Minister in welcoming the Bill. It was prompted by a Law Commission report in the days wh...
Chris Leslie | 541 c787 (Link to this contribution) That was an important point, however. There are regional disparities in consumer insurance. We tried...
Speaker | 541 c787 (Link to this contribution) Order. The hon. Gentleman is an experienced Member and he should know that on Third Reading we canno...
Chris Leslie | 541 c787-8 (Link to this contribution) Your strictures are very firm, Mr Deputy Speaker, and I would not in any way want to stray out of or...
Speaker | 541 c788 (Link to this contribution) I hope we will have no further mention of the llama of the hon. Member for Lichfield (Michael Fabric...
Jonathan Evans | 541 c788-9 (Link to this contribution) You will not hear any from me, Mr Deputy Speaker. I wish to detain the House briefly in order to pl...
Chloe Smith | 541 c789 (Link to this contribution) I thank all Members for their comments on Third Reading and at other stages. This Bill will produce ...
Chris Leslie | 541 c772 (Link to this contribution) She does have a driving licence.
Chris Leslie | 541 c771-2 (Link to this contribution) I think a deal has been transacted on the Floor of the House. However, under the provisions of the B...
Jonathan Evans | 541 c771 (Link to this contribution) Before the hon. Gentleman frightens my hon. Friend the Member for Lichfield (Michael Fabricant) away...
Chris Leslie | 541 c771 (Link to this contribution) In that case, he will feel that it is an absolute necessity to ensure that his llama always has pet ...
Chris Leslie | 541 c769-70 (Link to this contribution) I am grateful to the hon. and learned Gentleman for bringing his experience to bear on this debate; ...
Chris Leslie | 541 c768-9 (Link to this contribution) I beg to move, That the clause be read a Second time. It is fortunate that we have the opportunity ...
Stephen Phillips | 541 c769 (Link to this contribution) The hon. Gentleman will know that the 1906 Act, which was drafted by Sir Mackenzie Dalzell Chalmers,...
Chris Leslie | 541 c769 (Link to this contribution) I note that the hon. and learned Gentleman recalls that from his history studies. Although, strictly...
Greg Knight | 541 c781 (Link to this contribution) Is the hon. Member for Nottingham East (Chris Leslie) not making rather heavy weather of this matter...
Christopher Chope | 541 c781 (Link to this contribution) The hon. Member for Nottingham East (Chris Leslie) has again done the House a service in raising thi...
Chris Leslie | 541 c781 (Link to this contribution) Indeed, that is the very nature of the legislation, but that does not mean that, in the course of ch...
David Nuttall | 541 c781 (Link to this contribution) So, in reality, the only way for a consumer to enforce this duty would be to take the company to cou...
Christopher Chope | 541 c782 (Link to this contribution) My right hon. Friend anticipates my next point, which was to say that this should be, and will be, s...
Chloe Smith | 541 c776-8 (Link to this contribution) I welcome the three contributions and the interventions we have just heard. I wholeheartedly welcome...
Chris Leslie | 541 c780-1 (Link to this contribution) Ultimately, the courts would have to be the arbiter in relation to those arrangements. This is the k...
David Nuttall | 541 c780 (Link to this contribution) Will the hon. Gentleman tell us who will be responsible for determining whether the new duty that th...
Chris Leslie | 541 c779 (Link to this contribution) I beg to move amendment 1, page 1, line 22, at end insert—
Stephen Phillips | 541 c774 (Link to this contribution) My hon. Friend makes a valid point. The insurance industry has long been regulated and the ombudsman...
Jonathan Evans | 541 c774 (Link to this contribution) My hon. and learned Friend will know that arrangements are in place for the Financial Ombudsman Serv...
Jonathan Evans | 541 c775 (Link to this contribution) There might have been another reason for the 10 months: the European decision to which my hon. Frien...
Christopher Chope | 541 c774-5 (Link to this contribution) I was rather attracted to the new clause tabled by the hon. Member for Nottingham East (Chris Leslie...
Christopher Chope | 541 c775-6 (Link to this contribution) My hon. Friend is ahead of the game. I was interested in his earlier intervention declaring his know...
Stephen Phillips | 541 c773 (Link to this contribution) I rise to make only a short contribution. The new clause is misconceived. The Law Commission did not...
Chris Leslie | 541 c772-3 (Link to this contribution) I am glad the hon. Lady has insurance—I would expect nothing less. The Government car service will c...
Stephen Phillips | 541 c774 (Link to this contribution) I am not for a moment suggesting that the Bill should not be scrutinised. Insurance companies ought...
Chris Leslie | 541 c773-4 (Link to this contribution) I hear the hon. and learned Gentleman's points, and I do not wish in any way to denigrate the import...
Chris Leslie | 541 c771 (Link to this contribution) A llama? I did not know that. I am not sure I needed to know it, either, but the hon. Gentleman may ...
Speaker | 541 c776 (Link to this contribution) That probably goes too wide for this particular debate. I call Chloe Smith.
Chris Leslie | 541 c778 (Link to this contribution) I am grateful to the Minister and other hon. Members for taking the time to reflect on my new clause...
Subjects
Disclosure of information Consumers Fees and charges Insurance companies Insurance
Legislation
Consumer Insurance (Disclosure and Representations) Bill (HL) 2010-12
Link
View this Parliamentary proceeding on www.publications.parliament.uk