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Written question asked by Daniel Kawczynski (Conservative) on Tuesday, 14 September 2021, in the House of Commons. It was due for an answer on Thursday, 16 September 2021. It was answered by John Glen (Conservative) on Monday, 20 September 2021 on behalf of the Treasury.


Insurance: Floods

Question

To ask the Chancellor of the Exchequer, whether insurance companies are permitted to deduct the cost of furlough payments made to staff in a business insurance claim for flood damage.

Answer

Insurers must treat customers fairly and firms are required to do so under the Financial Conduct Authority’s (FCA) rules.

As insurance policies differ significantly, businesses are encouraged to check the terms and conditions of their specific policy and contact their providers. The individual policy wording generally sets out the basis on which the sum due to the policyholder following an insured event will be calculated. Insurers should therefore calculate claims payments due to the policyholder in accordance with the terms and conditions of the relevant policy.


Secondary information

Type
Written question
Reference
49075
Session
2021-22
Related items
Insurance: Floods
Friday, 22 October 2021
Written questions
House of Commons
Transferred
Yes
Subjects
Companies Costs Business Insurance Floods Coronavirus job retention scheme
Link
View this Written question on www.parliament.uk