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Written question asked by Edward Morello (Liberal Democrat) on Wednesday, 13 May 2026, in the House of Commons. It was due for an answer on Monday, 18 May 2026. It was answered by Rachel Blake (Labour) on Thursday, 21 May 2026 on behalf of the Treasury.


Thatched Roofing: Insurance

Question

To ask the Chancellor of the Exchequer, whether she has held discussions with relevant stakeholders on insurance premium increases for thatched properties.

Answer

The government has not made a specific assessment regarding the availability of home insurance for thatched buildings.

Insurers make commercial decisions about pricing and the terms of cover they offer based on their assessment of the relevant risks. The UK’s home insurance market is competitive, with many providers offering a variety of insurance products. The Financial Conduct Authority (FCA), the independent regulator of financial services, has a statutory objective to promote competition in the interests of consumers.

The government would always recommend that consumers shop around to find the most suitable cover at the best price. For more specialised risks, such as thatched roofing, it may be helpful for consumers to consult an insurance broker, who will be able to help search the market for specialist providers.


Secondary information

Type
Written question
Reference
716
Session
2026-27
Grouped for answer
Yes
Transferred
Yes
Subjects
Insurance Thatched roofing
Link
View this Written question on www.parliament.uk