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Written question asked by Lord Birt (Crossbench) on Wednesday, 9 December 2015, in the House of Lords. It was due for an answer on Wednesday, 23 December 2015. It was answered by Lord O'Neill of Gatley (Conservative) on Wednesday, 23 December 2015 on behalf of the Treasury.


Debts

Question

To ask Her Majesty’s Government, further to the Written Answer by Lord Deighton on 10 February (HL4482), what assessment they have made of what is an acceptable and safe level of borrowing for (1) individuals and households, (2) non-financial corporations, and (3) financial institutions.

Answer

The government does not have an explicit target for household or corporate borrowing. The government is adamant not to repeat the mistakes of the past, which is why it created the independent Financial Policy Committee (FPC) within the Bank of England to ensure that emerging risks and vulnerabilities across the financial system as a whole are identified, monitored and effectively addressed.


Secondary information

Type
Written question
Reference
HL4387
Session
2015-16
Related items
Debts
Tuesday, 10 February 2015
Written questions
House of Lords
Subjects
Debts
Contains statistics
Yes
Link
View this Written question on www.parliament.uk