Written question asked by Lord Stevens of Ludgate (Conservative Independent), in the House of Lords. It was answered by Lord Jones of Birmingham (Other (affiliation)) on Tuesday, 20 November 2007.

Sport: Amateur Clubs

Question: Further to the Written Answer by Lord Jones of Birmingham on 22 October (WA 75), what are the criteria for assessing whether an amateur golf club or other amateur sports club is carrying on a business.

Answer: Section 189(1) of the Consumer Credit Act 1974 defines ““consumer credit business”” as ““any business so far as it comprises or relates to the provision of credit under regulated consumer credit agreements””. Whether or not a club is carrying on a business will be dependent on the individual circumstances applicable to the operation of each individual club. The main issue that clubs need to consider is whether their credit activity would be classified as ““occasional business””. This will be a question of fact. In addition, clubs should be aware that they may still be classed as carrying on a credit business even if they are non-profit making or have charitable status. If individual clubs are in any doubt as to whether they are carrying on a consumer credit business, they should seek independent legal advice.

Secondary information

Type: Written question
Reference: 162; 696 c67WA
Session: 2007-08
Related items: Consumer Credit
Monday, 22 October 2007
Written questions
House of Lords
Subjects: Consumers Clubs Credit Licensing Golf Sports
Link: View this Written question on www.publications.parliament.uk