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Proceeding contribution from Lord McFall of Alcluith (Labour) in the House of Commons on Thursday, 9 June 2005. It occurred during Debate on bill on Consumer Credit Bill.


Consumer Credit Bill

I congratulate the Government and particularly the Minister on reintroducing this Bill so quickly. But as he knows, it was preceded by intense negotiations with the financial services industry, and despite the good measures in it, there are still problems with the definition of a single APR, with data sharing and with the issuing of unsolicited cheques. Will he work with the industry to ensure that such matters are dealt with? Transparency and competitiveness are at the heart of this Bill, and without transparency and an informed consumer, we cannot have a fully competitive market. Will the Minister ensure that the industry delivers on these issues, as it said it would?


Secondary information

Type
Proceeding contribution
Reference
434 c1407 
Session
2005-06
Chamber / Committee
House of Commons chamber
Subjects
Disclosure of information Consumers Appeals Debts Cheques Credit agreements Credit Credit cards Licensing Instalment credit Interest rates Low incomes Powers of entry Protection Loans Office of Fair Trading Money lenders Regulation Unfair practices Personal loans Financial Ombudsman Service Mediation
Legislation
Consumer Credit Bill 2005-06