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Road Safety Bill [HL]

I do not have the Road Traffic Act 1988 before me therefore I am not clear how either amendment would introduce penalty points. The first amendment changes the age from 14 to 16 and the second makes a whole raft of things obligatory, but neither indicates where the penalty points system would come in. My second point picks up that made by the noble Baroness, Lady Gardner. It depends who would have responsibility under the penalty points system. Is it the driver or, under the new system of drivers’ records, would passengers have three penalty points foisted upon them regardless of whether they had a licence? Thirdly, as I understand it, the insurance industry is very hot on whether people were wearing seat belts at the time of an accident. If someone is lamentably hurt in an accident, an insurance company takes into account whether a seat belt was worn. I would have difficulties in supporting the amendment but the noble Lord, Lord Bradshaw, may wish briefly to comment on the points that I have made in response.