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Housing

Had I not taken the hon. Lady’s intervention, I would in any case probably have got to the part of my speech dealing with energy performance certificates, so perhaps I might move on. I want to make one more point about the Merits of Statutory Instruments Committee hearing. The Committee was very scathing indeed about the regulatory impact assessment, as the hon. Member for Surrey Heath (Michael Gove) mentioned. However, at least there is a regulatory impact assessment, be it good or bad, and regardless of whether the arithmetic stands up. However, where is the risk assessment of this project? I begin to wonder whether the Department has a new acronym: the WAAP assessment, which stands for ““with a wing and a prayer””. Before we introduce this scheme, we need some evaluation of the risks of pressing ahead. It will not do to say that the scheme is coming in regardless before the pilots have finished, given that the people who will pay the price, literally, are the 1 million—perhaps nearer 2 million—householders who will be buying and selling. Who will carry the risk of this scheme going wrong? It might be a very low risk, and perhaps the Minister will be able to return to the House in a year’s time triumphant, but there is a risk. I doubt whether the Minister will carry that risk; it is the 1 million to 2 million householders who will face the extra stress and difficultly. It is they who will take the risk and face the music.