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Child Maintenance and Other Payments Bill

I shall try to respond to as many of those points as I can. The noble Lord, Lord Skelmersdale, raised many detailed points and I shall need to read the record and respond more specifically on some of them. On the issue of removing the term ““current account”” from the text, this is because, when we thought about it, focusing only on current accounts was not very helpful, particularly as these days a number of people will have deposit accounts, investment accounts, current accounts and moneys swept between them. It was not potentially going to catch very much. This caused us to recast the arrangements and to differentiate not so much in terms of accounts by and large, but between regular deductions and lump sum deductions. Regular deductions are those which are likely to be taken monthly. They could be related to arrears as well as current liabilities, but they would be taken routinely. Obviously there are different considerations in respect of lump sum deductions, which touch upon arrears. That is the basis on which this is structured.