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Sale of Student Loans Bill

We are talking about a programme of sales, not a big, one-off sale. In truth, each sale will, no doubt, result in an enormous amount of scrutiny and poring over the process. As the noble Baroness, Lady Sharp, said, that will be retrospective, but because we are talking about an enormously valuable ongoing book, learning will be taken from each sale process. One accepts that one cannot prejudge the conditions of a sale as it is a commercial transaction and we have to get the best possible deal for the taxpayer. It would be very difficult to give away key negotiating points before a sale negotiation. We are all concerned about the same issue, but does the noble Baroness accept at all that we may have to look at things retrospectively?