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Health and Social Care Bill

My Lords, I do not wish to prolong the debate any further, but a clear statement from the Minister is important for the following reason. When care services are being put out to tender, it is common practice for those who are invited to tender to have to take out insurance cover. This is usually very large and very expensive. I would not want a number of independent providers to be priced out of, or to struggle to meet, tender specifications because of potentially very large insurance claims, only for this to result in a situation where, if there were an episode, it was deemed that the NHS was responsible for the claim all along. This has even more layers to it than one might have anticipated at the beginning. Therefore it would be extraordinarily helpful to have a clear statement on it.