---

Pensions Bill

We get these persistent challenges and a sense of bad faith about how this will all work. We have clearly put on record our approach to compliance, being mindful of burdens on employers and doing what we can to retain existing good quality provision. The noble Baroness has to recognise that this is a framework Bill. Of course, lots of practical detail has to be worked through, some of which we cannot get under way effectively until we pass this legislation and can give the appropriate powers. It really is unfair for the noble Baroness to continue with this line. We have been very open about the basis on which this Bill is structured and how we want to see it implemented.