---

Pensions Bill

moved Amendment No. 104: 104: Clause 49, page 23, line 34, leave out ““statement made or”” The noble Lord said: I have already given approval in principle to Amendment No. 106A, which concerns inducements. However, I should like to take this opportunity to probe how draconian the restrictions on employers’ behaviour as a result of Clause 49 will be and how the Government intend to enforce these restrictions. Clearly it would be impossible and, indeed, counterproductive to expect employers to avoid any mention of auto-enrolment. After all, a pension plan is a significant perk, which employers should advertise to potential employees. There is also the small matter that it is the employer’s duty to pass on information to employees about auto-enrolment and so on. Breach of proper recruitment conduct will therefore be a matter of judgment and, as there are generally only representatives of the employer and the interviewee present at an interview, how does the Minister expect to police this provision? I beg to move.