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Industry and Exports (Financial Support) Bill

My argument was that Business Link and Ministers advised that the ability to convert an overdraft was specifically included in the scheme, yet the bank in question excluded the business on that very point, and not on a wider issue. I am not trying to ask the Minister to investigate an individual business but, whatever he may have been told, all the advice that we are getting from businesses suggests that the training on the ground in the high street banks simply is not there. When the Minister says that we are making progress, that rather contradicts what the noble Lord Mandelson loves to do, which is to go on ITN, as he did on 14 January, and say, "The scheme is open for business." Of course, the scheme he mentioned has not even started.