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Saving Gateway Accounts Bill

Being of a charitable disposition immediately before a Recess, I am happy to admit that I am also struggling. Most of us struggle with the concepts of residence and ordinarily resident, domicile, living and working, et cetera. This might be an area where an offer to write to participants in the debate would give me the opportunity to provide something that is crafted in the language of lawyers but which, having been edited by me and my team, is, I hope, understandable to the lay person. It is complicated. I look across at the noble Lord, Lord Newby, and immediately see that this is one of those times when the pursuit of simplicity comes into conflict with complexity. We are trying to find a simple, straightforward way of setting up something that we think is laudable and worth while. I understand that the noble Baroness is asking legitimate questions and I would like to help the Committee by writing to each Member before we look again at the Bill.