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Flood and Water Management Bill

My Lords, I shall certainly withdraw my amendment—in a minute. I am grateful to the Minister for that comprehensive explanation of where things stand. I hope that the summit to which the Minister referred and which sounds like a useful initiative—it will no doubt be held on a summit so that it is not flooded—survives the general election. We look forward to hearing about the discussions that take place and, one hopes, some progress. My only quibble with the Minister is in his describing the number of people who are finding it difficult or impossible to get adequate, affordable insurance as "few". It all depends on what one means by "few". I suppose that, as a proportion of the total, they are perhaps few, but the number of people concerned is growing. In the areas concerned, quite a lot of people—I was going to say "in this boat", but that is the wrong metaphor yet again—would not consider it satisfactory to be dismissed as "few". I do not think that the Minister was dismissing them; he was accepting that for a growing number of people, it is a real problem. On that basis, I beg leave to withdraw the amendment. Amendment 107 withdrawn. Clause 46 agreed. Clause 47 : Pre-consolidation amendments Amendment 108 Clause 47 : Pre-consolidation amendments Amendment 108 Moved by