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That this House believes that people in financial difficulties who contact their creditors, seek advice and pay what they can objectively afford should be protected against further collection or enforcement action; is concerned that at present people who try to take responsibility for their debts can find themselves at the...

Primary sponsor

Jim Cousins (Labour)

Type

Early day motions

Date

21 January 2010

Reference

685

House

House of Commons

Serious Case Reviews

To ask the Secretary of State for Education and Skills how many serious case reviews for children have been carried out; and what guidance his Department issues on (a) the scrutiny of the full review of the review and (b) the single agency contributions to the review by elected representatives...

Asked by

Jim Cousins (Labour)

Answering body

Department for Education and Skills

Type

Written questions

Status

Answered

Tabled on

2 May 2006

For answer on

9 May 2006

Answered on

12 June 2006

[holding answer 9 May 2006]: The Child Protection database, maintained by the Commission for Social Care Inspection, indicates that 78 cases from 2003-04 were the subject of a Serious Case Review (SCR), while 82 cases from 2004-05 were the subject of a SCR. The data for 2005-2006 is not yet complete.Guidance on these issues is contained in ‘Working Together to Safeguard Children’, which includes guidance on the role and functions of local safeguarding children boards (LSCBs). One of the core functions of LSCBs is to undertake SCRs. Chapter 8 of ‘Working Together’ sets out how and when SCRs should be undertaken. This includes specifying how the relevant services should undertake separate management reviews, and how the LSCB should commission an overview report which brings together and analyses the findings. ‘Working Together’ states that the LSCB should consider carefully who might have an interest in reviews, for example, elected and appointed members of authorities, and what information should be made available to each of these interests, considering a number of factors including the need to maintain confidentiality in respect of personal information, and the accountability of public services. In all cases there is a public executive summary.‘Working Together’ also states that LSCBs should have clear work programmes, including measurable objectives, and budgets. This will enable LSCBs’ work to be scrutinised by local authorities, other local partners and key stakeholders as well as by the inspectorates. Elected members’ role, through their membership of governance bodies such as the cabinet of the local authority or a scrutiny committee or a governance board, is to hold their organisation and its officers to account for their contribution to the effective functioning of the LSCB. The lead member for children's services within the local authority will have a particular focus on how the local authority is fulfilling its responsibilities to safeguard and promote the welfare of children and will hold the director of children services to account for the work of the LSCB.

Date

12 June 2006

Reference

447 c992W; 68695

House

House of Commons

Ports/Airports (Critical Infrastructure Protection)

To ask the Secretary of State for Transport what actions he proposes to take in UK ports and airports in pursuance of the EU policy on critical infrastructure protection.

Asked by

Jim Cousins (Labour)

Answering body

Department for Transport

Type

Written questions

Status

Answered

Date

7 February 2006

Reference

442 c1057W;442 c1057W; 48801

House

House of Commons

Office of the Deputy Prime Minister

To ask the Deputy Prime Minister, what date has been set for the introduction of the tenancy deposit scheme.

Asked by

Jim Cousins (Labour)

Answering body

Office of the Deputy Prime Minister

Type

Written questions

Status

Answered

Date

10 February 2005

Reference

430 c1645W; 215077

House

House of Commons

Office of the Deputy Prime Minister

To ask the Deputy Prime Minister, what proposals he has (a) to protect the interests of staff over the age of 40 and (b) for a transitional scheme, in changes to the local government pension scheme.

Asked by

Jim Cousins (Labour)

Answering body

Office of the Deputy Prime Minister

Type

Written questions

Status

Answered

Date

14 September 2004

Reference

424 c1527W;424 c1525W; 188722

House

House of Commons

Ministry of Defence

To ask the Secretary of State for Defence, what programme he has for installing armour or protective hardening to the cabs and undersides of military and logistics vehicles on foreign duty in areas of potential terrorist attack.

Asked by

Jim Cousins (Labour)

Answering body

Ministry of Defence

Type

Written questions

Status

Answered

Date

12 July 2004

Reference

182104; 423 c994W

House

House of Commons

Dept of Trade and Industry

To ask the Secretary of State for Trade and Industry, what sanctions there are when spam email is being sent to create or extend email databases; and what controls there are on the means used to create email databases which are sold.

Asked by

Jim Cousins (Labour)

Answering body

Department of Trade and Industry

Type

Written questions

Status

Answered

Date

3 June 2003

Reference

116249; 406 c325-6W

House

House of Commons

Adjournment debate on young offenders units and discharge of mentally disturbed offenders

Adjournment debate on young offenders units and discharge of mentally disturbed offenders.

Lead member

Jim Cousins

Answering member

Baroness Smith of Malvern

Department

Department of Health

Type

Adjournment debates

Date

21 November 2001

Reference

375 c433-9

House

House of Commons

Dept of Health

To ask the Secretary of State for Health, what research he has (a) commissioned and (b) evaluated into any association there is between drug use and misuse by those with the care of children and the placing of children on (i) risk of neglect and (ii) child protection registers. -...

Asked by

Jim Cousins (Labour)

Answering body

Department of Health

Type

Written questions

Status

Answered

Date

23 April 2001

Reference

367 c171W; 157836

House

House of Commons

Dept of Trade and Industry

To ask the Secretary of State for Trade and Industry, if he will make a statement on the personnel involved in the Debt Task Force, its work programme and the preliminary conclusions it has reached.

Asked by

Jim Cousins (Labour)

Answering body

Department of Trade and Industry

Type

Written questions

Status

Answered

Date

22 March 2001

Reference

154813; 365 c311W

House

House of Commons

Treasury

To ask Mr Chancellor of the Exchequer, how many cases have been undertaken, and how many successful prosecutions have resulted each year using each sub-section of section 47 of the Financial Services Act 1986; and if the replacement section of the Financial Services and Markets Act 2000 is now fully...

Asked by

Jim Cousins (Labour)

Answering body

Treasury

Type

Written questions

Status

Answered

Date

2 February 2001

Reference

362 c349-50W; 143880

House

House of Commons

Dept of Trade and Industry

To ask the Secretary of State for Trade and Industry, what is the Government's policy on gas and electricity consumers' advocacy, complaints and representation in each region. - Includes ref to Gas and Electricity Consumers Council Task Force. (Holding answer 21 March 2000).

Asked by

Jim Cousins (Labour)

Answering body

Department of Trade and Industry

Type

Written questions

Status

Answered

Date

22 March 2000

Reference

346 c612W; 115500

House

House of Commons

Dept of the Environment Transport and the Regions

To ask the Secretary of State for the Environment, Transport and the Regions, if he plans to require the Environment Agency to eliminate the risk of flooding, contamination and storm sewer overflow in the Ouseburn/Jesmond Dene Stream, Newcastle; and if the effects of climate change have been assessed in calculating...

Asked by

Jim Cousins (Labour)

Answering body

Department of the Environment, Transport and the Regions

Type

Written questions

Status

Answered

Date

28 October 1999

Reference

95910; 336 c942-3W

House

House of Commons

Treasury

To ask Mr Chancellor of the Exchequer, on how many occasions the Government has intervened to protect the reasonable expectations of policyholders using its powers under the Insurance Companies Act 1982; and what guidance has been given as to the meaning of the term, `the reasonable expectation of the policy...

Asked by

Jim Cousins (Labour)

Answering body

Treasury

Type

Written questions

Status

Answered

Tabled on

23 June 1998

For answer on

3 July 1998

Answered on

3 July 1998

Mr. Cousins: To ask the Chancellor of the Exchequer on how many occasions the Government have intervened to protect the reasonable expectations of policyholders using their powers under the Insurance Companies Act 1982; and what guidance has been given as to the meaning of the term, "the reasonable expectation of the policy holders". [47597] Mrs. Liddell: [holding answer 29 June 1998]: Sections 38 to 45 of the Insurance Companies Act 1982 give the Treasury a wide range of powers of intervention, which are regularly used to protect policyholders' interests. With regard to the reasonable expectation of policyholders, the most relevant power is likely to be Section 45 of the Act which gives the Treasury power to intervene in individual companies' affairs to protect policyholders against the risk that the company may be unable to meet its liabilities or-- in the case of long term business--fulfil the reasonable expectations of policyholders. This is a reserve power, which may be exercised only where the Treasury consider that the purpose cannot be appropriately achieved by exercise of the other, more specific, powers conferred by sections 38 to 44 of the Act or by the exercise of those powers alone. I am not aware of any occasion on which formal use has been made of section 45 for the specific purpose of protecting policyholders' reasonable expectations. But the mere existence of the power has to date been sufficient to make such exercise unnecessary. In practice, Chancellors of the Exchequer, as successive regulators, have been able to protect policyholders' interests by influencing companies' behaviour through discussion and agreement. Guidance on the Government's view of policyholders' reasonable expectations was set out in a statement by the then Under-Secretary for Corporate Affairs on 24 February 1995, Official Report, columns 360-61. This set out a number of factors which the Government considered influenced such expectations, in respect of attribution of surplus between policyholders and shareholders in the long term funds of life insurance companies.

Legislation

Insurance Companies Act 1982

Date

3 July 1998

Reference

47597; 315 c323W

House

House of Commons

Dept of Trade and Industry

If she will review the decision of the last government not to hold an independent judicial inquiry into the financial affairs of Lloyd's of London.

Asked by

Jim Cousins (Labour)

Answering body

Department of Trade and Industry

Type

Written questions

Status

Answered

For answer on

12 June 1997

Answered on

12 June 1997

Mr. Cousins: To ask the President of the Board of Trade if she will review the decision of the last Government not to hold an independent judicial inquiry into the financial affairs of Lloyd's of London. [2962] Mrs. Barbara Roche: [holding answer 11 June 1997]: I have given careful consideration to the question of an enquiry into the past problems of Lloyd's of London ("Lloyd's"). I recognise the hardship suffered by many underwriting members of Lloyd's ("Names") as a result of the losses at Lloyd's in the late 1980s and early 1990s, despite suggestions that for the most part, the losses can be attributed to a series of natural and man-made disasters. Moreover, a number of adverse rulings in the courts in the United States extended the scope of policies underwritten at Lloyd's to cover certain asbestosis and pollution risks which were never envisaged when the policies were written. The position was worsened by the so-called "LMX" spiral, where syndicates and reinsurance companies in the London Market repeatedly reinsured one another at a time of poor market conditions. The various losses have been thoroughly investigated in some 27 independent reviews. Under the circumstances, it seems unlikely that further investigations will identify any information beyond that which is already known. Some Names have suggested that they were the victims of fraud. None of the independent loss reviews, or the investigations carried out by my Department and the Serious Fraud Office, has uncovered any evidence sufficient to justify the institution of proceedings. Although people have claimed to have such evidence, they have consistently refused to make it available to my Department for examination. Of course, if anyone provides any new evidence to me, I shall consider it very carefully and act accordingly. There are a number of other practical considerations which I have taken into account. As the Companies Acts are not relevant to the Society of Lloyd's, the only powers available to instigate an investigation are powers under the Tribunals of Enquiry (Evidence) Act 1921. This is an extremely costly procedure which cannot be justified on the basis of the hearsay evidence available to me and when previous investigations, conducted much nearer the time, failed to produce any proper evidence. I also note that, given the complexity of the Lloyd's market, it could take many years to complete the process. The alternative would be an administrative enquiry which would have no powers to require the production of evidence and would therefore have to rely on the goodwill of the people against whom the allegations have been made. With regard to improved regulatory standards for the future, I note there have been substantial changes to the regulatory arrangements since the events in question. The Government will be considering further the future regulatory arrangements for Lloyd's but I am afraid I do not believe that a further enquiry into past events will materially help that consideration. Under the circumstances, I do not, therefore, propose to establish a public enquiry.

Date

12 June 1997

Reference

2962; 295 c524-5W

House

House of Commons

Dept of Trade and Industry

If he will estimate the proportion of full-time workers qualifying for statutory employment rights in (a) 1978, (b) 1988, (c) 1992, (d) 1993 and (e) 1994 in the United Kingdom and in each standard region and nation.

Asked by

Jim Cousins (Labour)

Answering body

Department of Trade and Industry

Type

Written questions

Status

Answered

Date

21 May 1996

Reference

30405; 278 c143W

House

House of Commons

Dept of Trade and Industry

When he sought from Trafalgar House assurances as to the continued employment of sufficient staff at Northern Electric. - No such assurance has been sought from Trafalgar House.

Asked by

Jim Cousins (Labour)

Answering body

Department of Trade and Industry

Type

Written questions

Status

Answered

Date

20 February 1995

Reference

255 c32W;255 c31W

House

House of Commons

Dept of Trade and Industry

What assessment he has made of the effect of his proposals for the Insolvency Service on the rights of the employees of the service to transferred rights and conditions.

Asked by

Jim Cousins (Labour)

Answering body

Department of Trade and Industry

Type

Written questions

Status

Answered

Date

13 February 1995

Reference

254 c482W;254 c481-2W

House

House of Commons

Treasury

What steps he is taking to co-ordinate action by regulatory bodies in the United Kingdom, in United Kingdom dependencies and elsewhere to end the offering of soft commissions by brokers; and what steps he will take to ensure that insurance companies declare soft commissions offered to, or by, brokers and...

Asked by

Jim Cousins (Labour)

Answering body

Treasury

Type

Written questions

Status

Answered

Date

9 December 1994

Reference

251 c391W

House

House of Commons

Dept of Trade and Industry

What disbursements have been made under the Policyholders Protection Act 1975 to (a) non-United Kingdom citizens or (b) non-United Kingdom residents in each of the last five years.

Asked by

Jim Cousins (Labour)

Answering body

Department of Trade and Industry

Type

Written questions

Status

Answered

Date

17 October 1994

Reference

248 c149W

House

House of Commons

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Answering member

Legislative stage

Legislation

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