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Pensions Bill

On AmendmentNo. 3, my noble friend made a fair point that I need to reflect on about carers and the read-across to those who are not in work. There remains a basic problem, however. He and I have friends in common, not far from this Chamber, who have incomplete records, are working past 60 and would like to pay their way and build up a complete record, but are not allowed to do so. That is the simple issue, and it seems unreasonable if we are trying to encourage people to have extended working lives. I am afraid that I do not really understand my noble friend’s point about complexity for employers. If someone is working for an employer at 59 and continues at 60 or 61, the employer carries on doing exactly what he is doing and no change will occur.