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Banking Bill

If there has been a failure of procedure, I apologise. If a letter is customary and was expected by the committee, I shall take whatever steps are necessary to ensure that it is sent. I am not sure how much longer I can use the excuse that I am new to the House. There is very rarely a day when I do not do something wrong—when I stand when I should be sitting or use a term that I should not use. On the other hand, I believe—and my noble friend Lord Barnett encourages me to believe—that there is a sign of progress. However, I apologise if we have fallen short in respect of procedure and I assure the noble Viscount that I will ensure that steps are taken to redress our failures.