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Banking Bill

My Lords, before my noble friend responds to that point and before he sits down—I am sure he is going to sit down fairly soon—does he recognise that we are at Third Reading and therefore that long speeches in the course of ministerial statements are simply out of order? There is no point in arguing at Third Reading for different wording. The only way that different wording can be achieved on any of these amendments is by the noble Lord, Lord Goodlad, asking the House to approve his amendment, or any other amendment, and that going down to another place where the Government would have to produce an amendment in lieu.