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Saving Gateway Accounts Bill

I thank the Minister for his response and the noble Lord, Lord Newby, for his support. I shall deal first with the Delegated Powers and Regulatory Reform Committee because the Minister has often said that if that committee does not raise specific points, it is taken as an endorsement of the whole of the Government’s position. The plain fact is that the Delegated Powers and Regulatory Reform Committee does not replace the detailed scrutiny that takes place through the processes of your Lordships' House, and is not intended to, but highlights areas where it is obvious to it, from its examination and the explanations which are sought from departments, that the order-making powers need to be handled differently. But even if that committee makes general statements, that does not mean that it vouchsafes every order-making power as being appropriate. However, we should put that on one side because this Committee is examining the detail of the Bill, not the Delegated Powers and Regulatory Reform Committee. The Minister says that the Government have a settled view on interest but that the position might change. I struggle to see how the position would change. The Minister did not give any examples of what might cause the position to change. Has he anything to add on how the position might change, which would cause the Government to change their view?