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Flood and Water Management Bill

My Lords, when we get on to money it gets complicated. We have to remember that the money we are talking about is, in effect, an insurance premium. You put money into an insurance premium and keep your fingers crossed, and the insurance companies hope that you will keep paying and that they will never have to pay out. However, we get into the elephant that I raised at Second Reading if we are not very careful. Can the Minister give us an assurance? I do not think that we can predict this sort of liability because it will occur only occasionally and in different places. One hopes that it is not going to occur very often. It is essential to have some assurance that, after such an event, the proper costs of any rescue or safety work that is done, or anything else, can be reimbursed. That provision is really most important.