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Pensions Bill

No, I do not want to give way to the hon. Gentleman again. If I have not dealt with his point, my hon. Friend the Minister for Pensions Reform can deal with it in Committee. Taken together with the basic state pension, the simplified entitlement effectively provides a single state pension for most contributors, giving people a much clearer picture of what they can expect to receive from the state in retirement. For example, by the 2050s, someone who had contributed for most of their life through working or caring would be entitled to about £135 a week from state pensions in retirement, instead of between £90 and £100, which is what they would receive today, before the reform is made. As they could be confident that the entitlement would lift them clear of pension credit, they could plan their private saving effectively, too.